Pensioners' Dental Services Plan (PDSP)

Premiums reduced and enrolment
deadlines removed

As of April 1 2006, the monthly contribution rates to the Pensioners’ Dental Services Plan were reduced by some 20% and eligible pensioners are able to enrol at anytime, with the abolishment of the 60-day enrolment period.

The PDSP is a voluntary dental services plan that provides dental services coverage to eligible federal pensioners and their eligible family members, including survivors. The plan was established in January 2001 by the Government of Canada, after more than 10 years of lobbying by FSNA.

To see more details about the new contributions and provisions that came in to effect on April 1, 2006, click here.

Frequently Asked Questions relating to April 1st 2006 changes

Enrolment Form
Effective June 1, 2006, the pension offices will manage the enrolment process for all pensioners wishing to join the PDSP. Sun Life will continue to administer the PDSP in other respects, such as claims settlement and benefit enquiries.
To obtain an application form, click here.


Member Booklet
To consult the Member Booklet, click here.

PDSP Rules
For complete terms and conditions, click here.


Online Information
For up-to-date information on members' benefits and personal claims, click here.

Claiming for benefits
Reimbursement claims must be submitted no later than 15 months after the date the expenses are incurred. Members who do not have a personalized form on which their name and certificate has been pre-printed, can click here to obtain a blank form.

Sun Life
Sun life is the Administrator of the Pensioners' Dental Services Plan (PDSP).

If you are mailing a PDSP claim, send it to:

Sun Life Assurance Company of Canada
Dental Claims Office
PO Box 9805 CSC-T
Ottawa, ON  K1G 6M6

If you are calling for information about a claim or with questions about your benefits, Call: 1 888 757-7427

If you are calling from the Ottawa/Hull area, you can make a local call to 247-5100

Sun Life Representatives are available from 7 a.m. to 8 p.m. EST, Monday through Friday

SunServe, Sun Life's interactive claims status telephone service is available from 7 a.m. until midnight EST, Monday through Friday and from 7 a.m. until 8 p.m. EST, Saturdays


August 14, 2002

PDSP: $16 monthly savings for veterans
As recommended by FSNA, veterans eligible for coverage under the Veterans Affairs Canada Dental Services Program will no longer be required to pay the Pensioners' Dental Services Plan (PDSP) monthly premiums for themselves in order to provide PDSP coverage for their eligible family members. This represents a monthly savings of $16. As well, eligible veterans who deferred their coverage under the PDSP or who did not enrol in it when they had the opportunity, now have a new opportunity to cover their family members under the PDSP. For more details, click here.

Enrolment Information for Pensioners eligible to join the PDSP who are also covered under the Veterans Affairs Canada (VAC) Dental Services Program


February 23, 2001

Reminder for Alberta Seniors

Alberta seniors eligible for dental coverage under the Extended Health Benefits (EHB) Program provided by Alberta Health and Wellness, should submit dental claims to that program first. Claims for any eligible dental service costs that are not covered by EHB can then be submitted to Sun Life Assurance for reimbursement under the PDSP. Note that the PDSP also provides benefits for a number of dental services, such as bridges and crowns, that are not covered under the EHB Program.

The PDSP will process the balance remaining as a claim provided that members attach the claim settlement statement from the provincial plan when submitting their claim to the Administrator."


January 31, 2001

Services Performed by Dental Students

Services performed by a dental student under the direct supervision of a dentist or dentis specialist will be reimbursed provided that the services are eligible under the PSDP. Claim forms, printed or electronic, need to be signed by the dentist or dental specialist.


December 2000

Pensioners' Dental Services Plan History

The FSNA long-sought government-sponsored dental plan for federal pensioners was set to provide coverage as of 1 January 2001. Click here for the plan history.