Long-Term Care Insurance

The first of its kind in Canada, the FSNA's Long-term Care Insurance (LTCI)* Program was launched in 1999 following a survey that showed that FSNA members were interested in taking insurance to offset the expenses incurred as a result of chronic illness, of injury, or of old age. These expenses are not generally fully covered by either government plans or the Public Service Health Care Plan.

Over the years, we have seen the demand for long-term facility care increase while government funding decreased. And, promised new federal government assistance for home care is largely limited to post-acute care, care for the mentally handicapped and palliative care – not chronic care.In partnership with Sun Life Assurance Company of Canada and Johnson Inc, we have developed a Long-term Care Insurance (LTCI) Program exclusively for FSNA members and their families that provides comprehensive and affordable financial protection against the devastating costs of long-term care services. It is designed to help give you peace of mind and total control over your care choices.

While the Association will continue to pressure the Government to improve publicly funded long-term care services, we encourage you to consider the FSNA LTCI Program to see how it can help protect your independence and financial security.

*Provided by Sun Life Assurance Company of Canada, a member of the Sun Life Financial group of companies

The following links provide more details on FSNA's LTCI Program:

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FSNA LTCI Brochure (327kb)
FSNA LTCI Application (388kb)
FSNA LTCI Current Monthly Rates (428kb)

Frequently Asked Questions on LTCI
Provincial Funded Programs
Sun Life Assurance Company of Canada Customer Care Centre (e-mail)

Long Term Care Insurance in Canada:
What is it and do I need it? (pdf document 156kb)