CPP/QPP

Canada Pension Plan (CPP)

The Canada Pension Plan is a contributory, earnings-related social insurance program. It ensures a measure of protection to a contributor and his or her family against the loss of income due to retirement, disability and death.

There are three kinds of CPP plan benefits:

retirement pension;
disability benefits (which include benefits for disabled contributors and benefits for their dependent children); and
survivor benefits (which include the death benefit, the survivor's pension and the children's benefit).

The Canada Pension Plan operates throughout Canada, although the province of Quebec has its own similar program, the Quebec Pension Plan. The Canada Pension Plan and the Quebec Pension Plan work together to ensure that all contributors are protected.

Click here for additional details on CPP.

Quebec Pension Plan (QPP)

The Québec Pension Plan is a compulsory public insurance plan. Its purpose is to provide persons who work in Québec (or have worked in Québec) and their families with basic financial protection in the event of retirement, death or disability.

Click here for additional details on QPP.